These bonds are less than 5 years old. Cashing before 5 years loses the last 3 months of interest, and bonds can't be cashed at all in their first 12 months. The values shown already include the penalty.
Key facts about 2025 Series I bonds
- It keeps earning for about 28 more years, until Jan 2055.
- Fixed rate (set at purchase, never changes): Jan–Apr 2025: 1.20%; May–Oct 2025: 1.10%; Nov–Dec 2025: 0.90%.
- Composite rate in the 6-month period starting May 2026 (by issue month): Jan–Apr: 4.56%; May–Oct: 4.46%; Nov–Dec: 4.26%.
Value by issue month
| Issue month | $50 bond | $100 bond | $500 bond | $1,000 bond | Status | Final maturity |
|---|---|---|---|---|---|---|
| January 2025 | $52.94 | $105.88 | $529.40 | $1,058.80 | Under 5 years | Jan 2055 |
| February 2025 | $52.76 | $105.52 | $527.60 | $1,055.20 | Under 5 years | Feb 2055 |
| March 2025 | $52.56 | $105.12 | $525.60 | $1,051.20 | Under 5 years | Mar 2055 |
| April 2025 | $52.38 | $104.76 | $523.80 | $1,047.60 | Under 5 years | Apr 2055 |
| May 2025 | $52.46 | $104.92 | $524.60 | $1,049.20 | Under 5 years | May 2055 |
| June 2025 | $52.28 | $104.56 | $522.80 | $1,045.60 | Under 5 years | Jun 2055 |
| July 2025 | $52.08 | $104.16 | $520.80 | $1,041.60 | Under 5 years | Jul 2055 |
| August 2025 | $51.90 | $103.80 | $519.00 | $1,038.00 | Under 5 years | Aug 2055 |
| September 2025 | $51.72 | $103.44 | $517.20 | $1,034.40 | Under 5 years | Sep 2055 |
| October 2025 | $51.54 | $103.08 | $515.40 | $1,030.80 | Under 5 years | Oct 2055 |
| November 2025 | not cashable | not cashable | not cashable | not cashable | Not cashable yet | Nov 2055 |
| December 2025 | not cashable | not cashable | not cashable | not cashable | Not cashable yet | Dec 2055 |
Values as of October 2026. Other face values are proportional: a $200 bond is worth twice the $100 value. Click a month to open it in the calculator.
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Questions about 2025 Series I bonds
How much is a $100 Series I bond from 2025 worth?
As of October 2026, a $100 Series I bond issued in 2025 is worth $103.08 to $105.88, depending on the month it was issued. It cost $100.00 new.
What interest rate do 2025 I bonds earn?
Each I bond keeps the fixed rate it was issued with (Jan–Apr 2025: 1.20%; May–Oct 2025: 1.10%; Nov–Dec 2025: 0.90%) plus the current inflation rate, which resets every six months. Source: U.S. Treasury Fiscal Data.
Do 2025 Series I bonds still earn interest?
Yes. They earn interest for 30 years from the issue date.
Is the value before tax?
Yes. Savings bond interest is subject to federal income tax but not state or local income tax.
All Series I values by year · Found old savings bonds? What to do