These bonds are less than 5 years old. Cashing before 5 years loses the last 3 months of interest, and bonds can't be cashed at all in their first 12 months. The values shown already include the penalty.
Key facts about 2026 Series I bonds
- Fixed rate (set at purchase, never changes): Jan–Oct 2026: 0.90%.
- Composite rate in the 6-month period starting May 2026 (by issue month): Jan–Oct: 4.26%.
Value by issue month
| Issue month | $50 bond | $100 bond | $500 bond | $1,000 bond | Status | Final maturity |
|---|---|---|---|---|---|---|
| January 2026 | not cashable | not cashable | not cashable | not cashable | Not cashable yet | Jan 2056 |
| February 2026 | not cashable | not cashable | not cashable | not cashable | Not cashable yet | Feb 2056 |
| March 2026 | not cashable | not cashable | not cashable | not cashable | Not cashable yet | Mar 2056 |
| April 2026 | not cashable | not cashable | not cashable | not cashable | Not cashable yet | Apr 2056 |
| May 2026 | not cashable | not cashable | not cashable | not cashable | Not cashable yet | May 2056 |
| June 2026 | not cashable | not cashable | not cashable | not cashable | Not cashable yet | Jun 2056 |
| July 2026 | not cashable | not cashable | not cashable | not cashable | Not cashable yet | Jul 2056 |
| August 2026 | not cashable | not cashable | not cashable | not cashable | Not cashable yet | Aug 2056 |
| September 2026 | not cashable | not cashable | not cashable | not cashable | Not cashable yet | Sep 2056 |
| October 2026 | not cashable | not cashable | not cashable | not cashable | Not cashable yet | Oct 2056 |
Values as of October 2026. Other face values are proportional: a $200 bond is worth twice the $100 value. Click a month to open it in the calculator.
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How the value has grown
Questions about 2026 Series I bonds
Do 2026 Series I bonds still earn interest?
Yes. They earn interest for 30 years from the issue date.
What interest rate do 2026 I bonds earn?
Each I bond keeps the fixed rate it was issued with (Jan–Oct 2026: 0.90%) plus the current inflation rate, which resets every six months. Source: U.S. Treasury Fiscal Data.
Is the value before tax?
Yes. Savings bond interest is subject to federal income tax but not state or local income tax.
All Series I values by year · Found old savings bonds? What to do