These bonds are less than 5 years old. Cashing before 5 years loses the last 3 months of interest, and bonds can't be cashed at all in their first 12 months. The values shown already include the penalty.
Key facts about 2024 Series I bonds
- A $100 bond issued January 2024 is now worth 1.1 times its $100.00 purchase price.
- Over the past 12 months a $100 January 2024 bond grew from $106.52 to $111.16 (+$4.64, 4.4%).
- It keeps earning for about 27 more years, until Jan 2054.
- Fixed rate (set at purchase, never changes): Jan–Oct 2024: 1.30%; Nov–Dec 2024: 1.20%.
- Composite rate in the 6-month period starting May 2026 (by issue month): Jan–Oct: 4.66%; Nov–Dec: 4.56%.
Value by issue month
| Issue month | $50 bond | $100 bond | $500 bond | $1,000 bond | Status | Final maturity |
|---|---|---|---|---|---|---|
| January 2024 | $55.58 | $111.16 | $555.80 | $1,111.60 | Under 5 years | Jan 2054 |
| February 2024 | $55.38 | $110.76 | $553.80 | $1,107.60 | Under 5 years | Feb 2054 |
| March 2024 | $55.18 | $110.36 | $551.80 | $1,103.60 | Under 5 years | Mar 2054 |
| April 2024 | $54.98 | $109.96 | $549.80 | $1,099.60 | Under 5 years | Apr 2054 |
| May 2024 | $54.58 | $109.16 | $545.80 | $1,091.60 | Under 5 years | May 2054 |
| June 2024 | $54.36 | $108.72 | $543.60 | $1,087.20 | Under 5 years | Jun 2054 |
| July 2024 | $54.16 | $108.32 | $541.60 | $1,083.20 | Under 5 years | Jul 2054 |
| August 2024 | $53.96 | $107.92 | $539.60 | $1,079.20 | Under 5 years | Aug 2054 |
| September 2024 | $53.76 | $107.52 | $537.60 | $1,075.20 | Under 5 years | Sep 2054 |
| October 2024 | $53.56 | $107.12 | $535.60 | $1,071.20 | Under 5 years | Oct 2054 |
| November 2024 | $53.34 | $106.68 | $533.40 | $1,066.80 | Under 5 years | Nov 2054 |
| December 2024 | $53.14 | $106.28 | $531.40 | $1,062.80 | Under 5 years | Dec 2054 |
Values as of October 2026. Other face values are proportional: a $200 bond is worth twice the $100 value. Click a month to open it in the calculator.
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How the value has grown
Questions about 2024 Series I bonds
How much is a $100 Series I bond from 2024 worth?
As of October 2026, a $100 Series I bond issued in 2024 is worth $106.28 to $111.16, depending on the month it was issued. It cost $100.00 new.
What interest rate do 2024 I bonds earn?
Each I bond keeps the fixed rate it was issued with (Jan–Oct 2024: 1.30%; Nov–Dec 2024: 1.20%) plus the current inflation rate, which resets every six months. Source: U.S. Treasury Fiscal Data.
Do 2024 Series I bonds still earn interest?
Yes. They earn interest for 30 years from the issue date.
Is the value before tax?
Yes. Savings bond interest is subject to federal income tax but not state or local income tax.
All Series I values by year · Found old savings bonds? What to do