These bonds have stopped earning interest. Every Series EE bond issued in 1991 has passed final maturity (from Jan 2021). Holding them longer adds nothing, so most owners cash them. If you haven't reported the interest yet, it was taxable for the year the bond matured. How to cash them · Taxes
Key facts about 1991 Series EE bonds
- A $100 bond issued January 1991 is now worth 4.1 times its $50.00 purchase price.
- It stopped earning interest in Jan 2021 and has been frozen at $207.36 since. Every month it stays uncashed earns nothing.
- It first became worth its $100 face value in Jan 2003, 12 years after it was issued.
Value by issue month
| Issue month | $50 bond | $100 bond | $500 bond | $1,000 bond | Status | Final maturity |
|---|---|---|---|---|---|---|
| January 1991 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Jan 2021 |
| February 1991 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Feb 2021 |
| March 1991 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Mar 2021 |
| April 1991 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Apr 2021 |
| May 1991 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | May 2021 |
| June 1991 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Jun 2021 |
| July 1991 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Jul 2021 |
| August 1991 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Aug 2021 |
| September 1991 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Sep 2021 |
| October 1991 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Oct 2021 |
| November 1991 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Nov 2021 |
| December 1991 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Dec 2021 |
Values as of October 2026. Other face values are proportional: a $200 bond is worth twice the $100 value. Click a month to open it in the calculator.
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Questions about 1991 Series EE bonds
How much is a $100 Series EE bond from 1991 worth?
As of October 2026, a $100 Series EE bond issued in 1991 is worth $207.36, depending on the month it was issued. It cost $50.00 new.
Do 1991 Series EE bonds still earn interest?
No. They have all reached final maturity and stopped earning interest.
Is the value before tax?
Yes. Savings bond interest is subject to federal income tax but not state or local income tax.
All Series EE values by year · Found old savings bonds? What to do