These bonds have stopped earning interest. Every Series EE bond issued in 1990 has passed final maturity (from Jan 2020). Holding them longer adds nothing, so most owners cash them. If you haven't reported the interest yet, it was taxable for the year the bond matured. How to cash them · Taxes
Key facts about 1990 Series EE bonds
- A $100 bond issued January 1990 is now worth 4.1 times its $50.00 purchase price.
- It stopped earning interest in Jan 2020 and has been frozen at $207.36 since. Every month it stays uncashed earns nothing.
- It first became worth its $100 face value in Jan 2002, 12 years after it was issued.
Value by issue month
| Issue month | $50 bond | $100 bond | $500 bond | $1,000 bond | Status | Final maturity |
|---|---|---|---|---|---|---|
| January 1990 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Jan 2020 |
| February 1990 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Feb 2020 |
| March 1990 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Mar 2020 |
| April 1990 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Apr 2020 |
| May 1990 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | May 2020 |
| June 1990 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Jun 2020 |
| July 1990 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Jul 2020 |
| August 1990 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Aug 2020 |
| September 1990 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Sep 2020 |
| October 1990 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Oct 2020 |
| November 1990 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Nov 2020 |
| December 1990 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Dec 2020 |
Values as of October 2026. Other face values are proportional: a $200 bond is worth twice the $100 value. Click a month to open it in the calculator.
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Questions about 1990 Series EE bonds
How much is a $100 Series EE bond from 1990 worth?
As of October 2026, a $100 Series EE bond issued in 1990 is worth $207.36, depending on the month it was issued. It cost $50.00 new.
Do 1990 Series EE bonds still earn interest?
No. They have all reached final maturity and stopped earning interest.
Is the value before tax?
Yes. Savings bond interest is subject to federal income tax but not state or local income tax.
All Series EE values by year · Found old savings bonds? What to do