These bonds have stopped earning interest. Every Series EE bond issued in 1992 has passed final maturity (from Jan 2022). Holding them longer adds nothing, so most owners cash them. If you haven't reported the interest yet, it was taxable for the year the bond matured. How to cash them · Taxes
Key facts about 1992 Series EE bonds
- A $100 bond issued January 1992 is now worth 4.1 times its $50.00 purchase price.
- It stopped earning interest in Jan 2022 and has been frozen at $207.36 since. Every month it stays uncashed earns nothing.
- It first became worth its $100 face value in Jan 2004, 12 years after it was issued.
Value by issue month
| Issue month | $50 bond | $100 bond | $500 bond | $1,000 bond | Status | Final maturity |
|---|---|---|---|---|---|---|
| January 1992 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Jan 2022 |
| February 1992 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Feb 2022 |
| March 1992 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Mar 2022 |
| April 1992 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Apr 2022 |
| May 1992 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | May 2022 |
| June 1992 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Jun 2022 |
| July 1992 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Jul 2022 |
| August 1992 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Aug 2022 |
| September 1992 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Sep 2022 |
| October 1992 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Oct 2022 |
| November 1992 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Nov 2022 |
| December 1992 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Dec 2022 |
Values as of October 2026. Other face values are proportional: a $200 bond is worth twice the $100 value. Click a month to open it in the calculator.
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Questions about 1992 Series EE bonds
How much is a $100 Series EE bond from 1992 worth?
As of October 2026, a $100 Series EE bond issued in 1992 is worth $207.36, depending on the month it was issued. It cost $50.00 new.
Do 1992 Series EE bonds still earn interest?
No. They have all reached final maturity and stopped earning interest.
Is the value before tax?
Yes. Savings bond interest is subject to federal income tax but not state or local income tax.
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