These bonds are still earning interest until 30 years after issue (Jan 2043 for January 2013 bonds). You can cash them any time, or keep them growing. How to cash a bond
Key facts about 2013 Series I bonds
- A $100 bond issued November 2013 is now worth 1.5 times its $100.00 purchase price.
- Over the past 12 months a $100 January 2013 bond grew from $139.56 to $143.96 (+$4.40, 3.2%).
- It keeps earning for about 16 more years, until Jan 2043.
- Fixed rate (set at purchase, never changes): Jan–Oct 2013: 0.00%; Nov–Dec 2013: 0.20%.
- Composite rate in the 6-month period starting May 2026 (by issue month): Jan–Oct: 3.34%; Nov–Dec: 3.54%.
Value by issue month
| Issue month | $50 bond | $100 bond | $500 bond | $1,000 bond | Status | Final maturity |
|---|---|---|---|---|---|---|
| January 2013 | $71.98 | $143.96 | $719.80 | $1,439.60 | Earning | Jan 2043 |
| February 2013 | $71.78 | $143.56 | $717.80 | $1,435.60 | Earning | Feb 2043 |
| March 2013 | $71.58 | $143.16 | $715.80 | $1,431.60 | Earning | Mar 2043 |
| April 2013 | $71.38 | $142.76 | $713.80 | $1,427.60 | Earning | Apr 2043 |
| May 2013 | $71.80 | $143.60 | $718.00 | $1,436.00 | Earning | May 2043 |
| June 2013 | $71.60 | $143.20 | $716.00 | $1,432.00 | Earning | Jun 2043 |
| July 2013 | $71.40 | $142.80 | $714.00 | $1,428.00 | Earning | Jul 2043 |
| August 2013 | $71.22 | $142.44 | $712.20 | $1,424.40 | Earning | Aug 2043 |
| September 2013 | $71.02 | $142.04 | $710.20 | $1,420.40 | Earning | Sep 2043 |
| October 2013 | $70.82 | $141.64 | $708.20 | $1,416.40 | Earning | Oct 2043 |
| November 2013 | $73.10 | $146.20 | $731.00 | $1,462.00 | Earning | Nov 2043 |
| December 2013 | $72.88 | $145.76 | $728.80 | $1,457.60 | Earning | Dec 2043 |
Values as of October 2026. Other face values are proportional: a $200 bond is worth twice the $100 value. Click a month to open it in the calculator.
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How the value has grown
Questions about 2013 Series I bonds
How much is a $100 Series I bond from 2013 worth?
As of October 2026, a $100 Series I bond issued in 2013 is worth $141.64 to $146.20, depending on the month it was issued. It cost $100.00 new.
What interest rate do 2013 I bonds earn?
Each I bond keeps the fixed rate it was issued with (Jan–Oct 2013: 0.00%; Nov–Dec 2013: 0.20%) plus the current inflation rate, which resets every six months. Source: U.S. Treasury Fiscal Data.
Do 2013 Series I bonds still earn interest?
Yes. They earn interest for 30 years from the issue date.
Is the value before tax?
Yes. Savings bond interest is subject to federal income tax but not state or local income tax.
All Series I values by year · Found old savings bonds? What to do