These bonds are still earning interest until 30 years after issue (Jan 2042 for January 2012 bonds). You can cash them any time, or keep them growing. How to cash a bond
Key facts about 2012 Series I bonds
- A $100 bond issued January 2012 is now worth 1.5 times its $100.00 purchase price.
- Over the past 12 months a $100 January 2012 bond grew from $143.24 to $147.72 (+$4.48, 3.1%).
- It keeps earning for about 15 more years, until Jan 2042.
- Fixed rate (set at purchase, never changes): Jan–Dec 2012: 0.00%.
- Composite rate in the 6-month period starting May 2026 (by issue month): Jan–Dec: 3.34%.
Value by issue month
| Issue month | $50 bond | $100 bond | $500 bond | $1,000 bond | Status | Final maturity |
|---|---|---|---|---|---|---|
| January 2012 | $73.86 | $147.72 | $738.60 | $1,477.20 | Earning | Jan 2042 |
| February 2012 | $73.66 | $147.32 | $736.60 | $1,473.20 | Earning | Feb 2042 |
| March 2012 | $73.46 | $146.92 | $734.60 | $1,469.20 | Earning | Mar 2042 |
| April 2012 | $73.26 | $146.52 | $732.60 | $1,465.20 | Earning | Apr 2042 |
| May 2012 | $73.20 | $146.40 | $732.00 | $1,464.00 | Earning | May 2042 |
| June 2012 | $73.00 | $146.00 | $730.00 | $1,460.00 | Earning | Jun 2042 |
| July 2012 | $72.80 | $145.60 | $728.00 | $1,456.00 | Earning | Jul 2042 |
| August 2012 | $72.60 | $145.20 | $726.00 | $1,452.00 | Earning | Aug 2042 |
| September 2012 | $72.40 | $144.80 | $724.00 | $1,448.00 | Earning | Sep 2042 |
| October 2012 | $72.20 | $144.40 | $722.00 | $1,444.00 | Earning | Oct 2042 |
| November 2012 | $72.38 | $144.76 | $723.80 | $1,447.60 | Earning | Nov 2042 |
| December 2012 | $72.18 | $144.36 | $721.80 | $1,443.60 | Earning | Dec 2042 |
Values as of October 2026. Other face values are proportional: a $200 bond is worth twice the $100 value. Click a month to open it in the calculator.
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Value your 2012 bond
How the value has grown
Questions about 2012 Series I bonds
How much is a $100 Series I bond from 2012 worth?
As of October 2026, a $100 Series I bond issued in 2012 is worth $144.36 to $147.72, depending on the month it was issued. It cost $100.00 new.
What interest rate do 2012 I bonds earn?
Each I bond keeps the fixed rate it was issued with (Jan–Dec 2012: 0.00%) plus the current inflation rate, which resets every six months. Source: U.S. Treasury Fiscal Data.
Do 2012 Series I bonds still earn interest?
Yes. They earn interest for 30 years from the issue date.
Is the value before tax?
Yes. Savings bond interest is subject to federal income tax but not state or local income tax.
All Series I values by year · Found old savings bonds? What to do