Key facts about 2002 Series I bonds
- A $100 bond issued January 2002 is now worth 3.1 times its $100.00 purchase price.
- The issue month matters a lot this year: a $100 bond from January is worth $309.84, but one from December only $274.12 (12% less), because bonds issued in different months earn under different interest terms.
- Over the past 12 months a $100 January 2002 bond grew from $294.48 to $309.84 (+$15.36, 5.2%).
- It keeps earning for about 5 more years, until Jan 2032.
- Fixed rate (set at purchase, never changes): Jan–Oct 2002: 2.00%; Nov–Dec 2002: 1.60%.
- Composite rate in the 6-month period starting May 2026 (by issue month): Jan–Oct: 5.37%; Nov–Dec: 4.97%.
Value by issue month
| Issue month | $50 bond | $100 bond | $500 bond | $1,000 bond | Status | Final maturity |
|---|---|---|---|---|---|---|
| January 2002 | $154.92 | $309.84 | $1,549.20 | $3,098.40 | Earning | Jan 2032 |
| February 2002 | $154.24 | $308.48 | $1,542.40 | $3,084.80 | Earning | Feb 2032 |
| March 2002 | $153.56 | $307.12 | $1,535.60 | $3,071.20 | Earning | Mar 2032 |
| April 2002 | $152.88 | $305.76 | $1,528.80 | $3,057.60 | Earning | Apr 2032 |
| May 2002 | $152.94 | $305.88 | $1,529.40 | $3,058.80 | Earning | May 2032 |
| June 2002 | $152.26 | $304.52 | $1,522.60 | $3,045.20 | Earning | Jun 2032 |
| July 2002 | $151.60 | $303.20 | $1,516.00 | $3,032.00 | Earning | Jul 2032 |
| August 2002 | $150.92 | $301.84 | $1,509.20 | $3,018.40 | Earning | Aug 2032 |
| September 2002 | $150.26 | $300.52 | $1,502.60 | $3,005.20 | Earning | Sep 2032 |
| October 2002 | $149.60 | $299.20 | $1,496.00 | $2,992.00 | Earning | Oct 2032 |
| November 2002 | $137.62 | $275.24 | $1,376.20 | $2,752.40 | Earning | Nov 2032 |
| December 2002 | $137.06 | $274.12 | $1,370.60 | $2,741.20 | Earning | Dec 2032 |
Values as of October 2026. Other face values are proportional: a $200 bond is worth twice the $100 value. Click a month to open it in the calculator.
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Questions about 2002 Series I bonds
How much is a $100 Series I bond from 2002 worth?
As of October 2026, a $100 Series I bond issued in 2002 is worth $274.12 to $309.84, depending on the month it was issued. It cost $100.00 new.
Why are some 2002 Series I bonds worth more than others?
Bonds issued in different months of 2002 earn under different interest terms. As of October 2026 a $100 bond from January is worth $309.84 versus $274.12 for December. Always check the exact issue month on your bond.
What interest rate do 2002 I bonds earn?
Each I bond keeps the fixed rate it was issued with (Jan–Oct 2002: 2.00%; Nov–Dec 2002: 1.60%) plus the current inflation rate, which resets every six months. Source: U.S. Treasury Fiscal Data.
Do 2002 Series I bonds still earn interest?
Yes. They earn interest for 30 years from the issue date.
Is the value before tax?
Yes. Savings bond interest is subject to federal income tax but not state or local income tax.
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