Key facts about 2001 Series I bonds
- A $100 bond issued January 2001 is now worth 4.6 times its $100.00 purchase price.
- The issue month matters a lot this year: a $100 bond from January is worth $461.36, but one from December only $311.20 (33% less), because bonds issued in different months earn under different interest terms.
- Over the past 12 months a $100 January 2001 bond grew from $432.52 to $461.36 (+$28.84, 6.7%).
- It keeps earning for about 4 more years, until Jan 2031.
- Fixed rate (set at purchase, never changes): Jan–Apr 2001: 3.40%; May–Oct 2001: 3.00%; Nov–Dec 2001: 2.00%.
- Composite rate in the 6-month period starting May 2026 (by issue month): Jan–Apr: 6.80%; May–Oct: 6.39%; Nov–Dec: 5.37%.
Value by issue month
| Issue month | $50 bond | $100 bond | $500 bond | $1,000 bond | Status | Final maturity |
|---|---|---|---|---|---|---|
| January 2001 | $230.68 | $461.36 | $2,306.80 | $4,613.60 | Earning | Jan 2031 |
| February 2001 | $229.40 | $458.80 | $2,294.00 | $4,588.00 | Earning | Feb 2031 |
| March 2001 | $228.12 | $456.24 | $2,281.20 | $4,562.40 | Earning | Mar 2031 |
| April 2001 | $226.86 | $453.72 | $2,268.60 | $4,537.20 | Earning | Apr 2031 |
| May 2001 | $204.76 | $409.52 | $2,047.60 | $4,095.20 | Earning | May 2031 |
| June 2001 | $203.68 | $407.36 | $2,036.80 | $4,073.60 | Earning | Jun 2031 |
| July 2001 | $202.62 | $405.24 | $2,026.20 | $4,052.40 | Earning | Jul 2031 |
| August 2001 | $201.56 | $403.12 | $2,015.60 | $4,031.20 | Earning | Aug 2031 |
| September 2001 | $200.50 | $401.00 | $2,005.00 | $4,010.00 | Earning | Sep 2031 |
| October 2001 | $199.46 | $398.92 | $1,994.60 | $3,989.20 | Earning | Oct 2031 |
| November 2001 | $156.30 | $312.60 | $1,563.00 | $3,126.00 | Earning | Nov 2031 |
| December 2001 | $155.60 | $311.20 | $1,556.00 | $3,112.00 | Earning | Dec 2031 |
Values as of October 2026. Other face values are proportional: a $200 bond is worth twice the $100 value. Click a month to open it in the calculator.
Check your exact bond
Value your 2001 bond
How the value has grown
Questions about 2001 Series I bonds
How much is a $100 Series I bond from 2001 worth?
As of October 2026, a $100 Series I bond issued in 2001 is worth $311.20 to $461.36, depending on the month it was issued. It cost $100.00 new.
Why are some 2001 Series I bonds worth more than others?
Bonds issued in different months of 2001 earn under different interest terms. As of October 2026 a $100 bond from January is worth $461.36 versus $311.20 for December. Always check the exact issue month on your bond.
What interest rate do 2001 I bonds earn?
Each I bond keeps the fixed rate it was issued with (Jan–Apr 2001: 3.40%; May–Oct 2001: 3.00%; Nov–Dec 2001: 2.00%) plus the current inflation rate, which resets every six months. Source: U.S. Treasury Fiscal Data.
Do 2001 Series I bonds still earn interest?
Yes. They earn interest for 30 years from the issue date.
Is the value before tax?
Yes. Savings bond interest is subject to federal income tax but not state or local income tax.
All Series I values by year · Found old savings bonds? What to do