These bonds are still earning interest until 30 years after issue (Jan 2028 for January 1998 bonds). You can cash them any time, or keep them growing. How to cash a bond
Key facts about 1998 Series EE bonds
- A $100 bond issued January 1998 is now worth 2.6 times its $50.00 purchase price.
- Over the past 12 months a $100 January 1998 bond grew from $123.52 to $127.92 (+$4.40, 3.6%).
- It keeps earning for about 1 more year, until Jan 2028.
- It first became worth its $100 face value in Jan 2015, 17 years after it was issued.
Value by issue month
| Issue month | $50 bond | $100 bond | $500 bond | $1,000 bond | Status | Final maturity |
|---|---|---|---|---|---|---|
| January 1998 | $63.96 | $127.92 | $639.60 | $1,279.20 | Earning | Jan 2028 |
| February 1998 | $63.78 | $127.56 | $637.80 | $1,275.60 | Earning | Feb 2028 |
| March 1998 | $63.60 | $127.20 | $636.00 | $1,272.00 | Earning | Mar 2028 |
| April 1998 | $63.42 | $126.84 | $634.20 | $1,268.40 | Earning | Apr 2028 |
| May 1998 | $63.78 | $127.56 | $637.80 | $1,275.60 | Earning | May 2028 |
| June 1998 | $63.60 | $127.20 | $636.00 | $1,272.00 | Earning | Jun 2028 |
| July 1998 | $63.44 | $126.88 | $634.40 | $1,268.80 | Earning | Jul 2028 |
| August 1998 | $63.26 | $126.52 | $632.60 | $1,265.20 | Earning | Aug 2028 |
| September 1998 | $63.08 | $126.16 | $630.80 | $1,261.60 | Earning | Sep 2028 |
| October 1998 | $62.90 | $125.80 | $629.00 | $1,258.00 | Earning | Oct 2028 |
| November 1998 | $63.30 | $126.60 | $633.00 | $1,266.00 | Earning | Nov 2028 |
| December 1998 | $63.12 | $126.24 | $631.20 | $1,262.40 | Earning | Dec 2028 |
Values as of October 2026. Other face values are proportional: a $200 bond is worth twice the $100 value. Click a month to open it in the calculator.
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How the value has grown
Questions about 1998 Series EE bonds
How much is a $100 Series EE bond from 1998 worth?
As of October 2026, a $100 Series EE bond issued in 1998 is worth $125.80 to $127.92, depending on the month it was issued. It cost $50.00 new.
Do 1998 Series EE bonds still earn interest?
Yes. They earn interest for 30 years from the issue date.
Is the value before tax?
Yes. Savings bond interest is subject to federal income tax but not state or local income tax.
All Series EE values by year · Found old savings bonds? What to do