These bonds are still earning interest until 30 years after issue (Jan 2027 for January 1997 bonds). You can cash them any time, or keep them growing. How to cash a bond
Key facts about 1997 Series EE bonds
- A $100 bond issued May 1997 is now worth 2.6 times its $50.00 purchase price.
- Over the past 12 months a $100 January 1997 bond grew from $122.40 to $126.60 (+$4.20, 3.4%).
- It keeps earning for about 0 more years, until Jan 2027.
- It first became worth its $100 face value in Jan 2014, 17 years after it was issued.
Value by issue month
| Issue month | $50 bond | $100 bond | $500 bond | $1,000 bond | Status | Final maturity |
|---|---|---|---|---|---|---|
| January 1997 | $63.30 | $126.60 | $633.00 | $1,266.00 | Earning | Jan 2027 |
| February 1997 | $63.30 | $126.60 | $633.00 | $1,266.00 | Earning | Feb 2027 |
| March 1997 | $63.30 | $126.60 | $633.00 | $1,266.00 | Earning | Mar 2027 |
| April 1997 | $63.30 | $126.60 | $633.00 | $1,266.00 | Earning | Apr 2027 |
| May 1997 | $64.74 | $129.48 | $647.40 | $1,294.80 | Earning | May 2027 |
| June 1997 | $64.56 | $129.12 | $645.60 | $1,291.20 | Earning | Jun 2027 |
| July 1997 | $64.38 | $128.76 | $643.80 | $1,287.60 | Earning | Jul 2027 |
| August 1997 | $64.20 | $128.40 | $642.00 | $1,284.00 | Earning | Aug 2027 |
| September 1997 | $64.02 | $128.04 | $640.20 | $1,280.40 | Earning | Sep 2027 |
| October 1997 | $63.84 | $127.68 | $638.40 | $1,276.80 | Earning | Oct 2027 |
| November 1997 | $64.32 | $128.64 | $643.20 | $1,286.40 | Earning | Nov 2027 |
| December 1997 | $64.14 | $128.28 | $641.40 | $1,282.80 | Earning | Dec 2027 |
Values as of October 2026. Other face values are proportional: a $200 bond is worth twice the $100 value. Click a month to open it in the calculator.
Check your exact bond
Value your 1997 bond
How the value has grown
Questions about 1997 Series EE bonds
How much is a $100 Series EE bond from 1997 worth?
As of October 2026, a $100 Series EE bond issued in 1997 is worth $126.60 to $129.48, depending on the month it was issued. It cost $50.00 new.
Do 1997 Series EE bonds still earn interest?
Yes. They earn interest for 30 years from the issue date.
Is the value before tax?
Yes. Savings bond interest is subject to federal income tax but not state or local income tax.
All Series EE values by year · Found old savings bonds? What to do