These bonds have stopped earning interest. Every Series E bond issued in 1977 has passed final maturity (from Jan 2007). Holding them longer adds nothing, so most owners cash them. If you haven't reported the interest yet, it was taxable for the year the bond matured. How to cash them · Taxes
Key facts about 1977 Series E bonds
- A $100 bond issued June 1977 is now worth 7.5 times its $75.00 purchase price.
- The issue month matters a lot this year: a $100 bond from June is worth $558.80, but one from November only $512.36 (8% less), because bonds issued in different months earn under different interest terms.
- It stopped earning interest in Jan 2007 and has been frozen at $552.16 since. Every month it stays uncashed earns nothing.
- It was already worth more than its $100 face value when Treasury's records begin (May 1992).
Value by issue month
| Issue month | $25 bond | $50 bond | $100 bond | $1,000 bond | Status | Final maturity |
|---|---|---|---|---|---|---|
| January 1977 | $138.04 | $276.08 | $552.16 | $5,521.60 | Stopped earning | Jan 2007 |
| February 1977 | $138.04 | $276.08 | $552.16 | $5,521.60 | Stopped earning | Feb 2007 |
| March 1977 | $138.04 | $276.08 | $552.16 | $5,521.60 | Stopped earning | Mar 2007 |
| April 1977 | $138.04 | $276.08 | $552.16 | $5,521.60 | Stopped earning | Apr 2007 |
| May 1977 | $139.40 | $278.80 | $557.60 | $5,576.00 | Stopped earning | May 2007 |
| June 1977 | $139.70 | $279.40 | $558.80 | $5,588.00 | Stopped earning | Jun 2007 |
| July 1977 | $139.67 | $279.34 | $558.68 | $5,586.80 | Stopped earning | Jul 2007 |
| August 1977 | $139.67 | $279.34 | $558.68 | $5,586.80 | Stopped earning | Aug 2007 |
| September 1977 | $139.67 | $279.34 | $558.68 | $5,586.80 | Stopped earning | Sep 2007 |
| October 1977 | $139.67 | $279.34 | $558.68 | $5,586.80 | Stopped earning | Oct 2007 |
| November 1977 | $128.09 | $256.18 | $512.36 | $5,123.60 | Stopped earning | Nov 2007 |
| December 1977 | $128.45 | $256.90 | $513.80 | $5,138.00 | Stopped earning | Dec 2007 |
Values as of October 2026. Other face values are proportional: a $200 bond is worth twice the $100 value. Click a month to open it in the calculator.
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How the value has grown
Questions about 1977 Series E bonds
How much is a $100 Series E bond from 1977 worth?
As of October 2026, a $100 Series E bond issued in 1977 is worth $512.36 to $558.80, depending on the month it was issued. It cost $75.00 new.
Why are some 1977 Series E bonds worth more than others?
Bonds issued in different months of 1977 earn under different interest terms. As of October 2026 a $100 bond from June is worth $558.80 versus $512.36 for November. Always check the exact issue month on your bond.
Do 1977 Series E bonds still earn interest?
No. They have all reached final maturity and stopped earning interest.
Is the value before tax?
Yes. Savings bond interest is subject to federal income tax but not state or local income tax.
All Series E values by year · Found old savings bonds? What to do