These bonds have stopped earning interest. Every Series E bond issued in 1976 has passed final maturity (from Jan 2006). Holding them longer adds nothing, so most owners cash them. If you haven't reported the interest yet, it was taxable for the year the bond matured. How to cash them · Taxes
Key facts about 1976 Series E bonds
- A $100 bond issued December 1976 is now worth 7.4 times its $75.00 purchase price.
- It stopped earning interest in Jan 2006 and has been frozen at $539.04 since. Every month it stays uncashed earns nothing.
- It was already worth more than its $100 face value when Treasury's records begin (May 1992).
Value by issue month
| Issue month | $25 bond | $50 bond | $100 bond | $1,000 bond | Status | Final maturity |
|---|---|---|---|---|---|---|
| January 1976 | $134.76 | $269.52 | $539.04 | $5,390.40 | Stopped earning | Jan 2006 |
| February 1976 | $134.76 | $269.52 | $539.04 | $5,390.40 | Stopped earning | Feb 2006 |
| March 1976 | $134.76 | $269.52 | $539.04 | $5,390.40 | Stopped earning | Mar 2006 |
| April 1976 | $134.76 | $269.52 | $539.04 | $5,390.40 | Stopped earning | Apr 2006 |
| May 1976 | $136.04 | $272.08 | $544.16 | $5,441.60 | Stopped earning | May 2006 |
| June 1976 | $136.34 | $272.68 | $545.36 | $5,453.60 | Stopped earning | Jun 2006 |
| July 1976 | $136.32 | $272.64 | $545.28 | $5,452.80 | Stopped earning | Jul 2006 |
| August 1976 | $136.32 | $272.64 | $545.28 | $5,452.80 | Stopped earning | Aug 2006 |
| September 1976 | $136.32 | $272.64 | $545.28 | $5,452.80 | Stopped earning | Sep 2006 |
| October 1976 | $136.32 | $272.64 | $545.28 | $5,452.80 | Stopped earning | Oct 2006 |
| November 1976 | $137.65 | $275.30 | $550.60 | $5,506.00 | Stopped earning | Nov 2006 |
| December 1976 | $138.04 | $276.08 | $552.16 | $5,521.60 | Stopped earning | Dec 2006 |
Values as of October 2026. Other face values are proportional: a $200 bond is worth twice the $100 value. Click a month to open it in the calculator.
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Questions about 1976 Series E bonds
How much is a $100 Series E bond from 1976 worth?
As of October 2026, a $100 Series E bond issued in 1976 is worth $539.04 to $552.16, depending on the month it was issued. It cost $75.00 new.
Do 1976 Series E bonds still earn interest?
No. They have all reached final maturity and stopped earning interest.
Is the value before tax?
Yes. Savings bond interest is subject to federal income tax but not state or local income tax.
All Series E values by year · Found old savings bonds? What to do