These bonds are still earning interest until 30 years after issue (Jan 2049 for January 2019 bonds). You can cash them any time, or keep them growing. How to cash a bond
Key facts about 2019 Series I bonds
- A $100 bond issued January 2019 is now worth 1.4 times its $100.00 purchase price.
- Over the past 12 months a $100 January 2019 bond grew from $131.56 to $136.36 (+$4.80, 3.6%).
- It keeps earning for about 22 more years, until Jan 2049.
- Fixed rate (set at purchase, never changes): Jan–Oct 2019: 0.50%; Nov–Dec 2019: 0.20%.
- Composite rate in the 6-month period starting May 2026 (by issue month): Jan–Oct: 3.85%; Nov–Dec: 3.54%.
Value by issue month
| Issue month | $50 bond | $100 bond | $500 bond | $1,000 bond | Status | Final maturity |
|---|---|---|---|---|---|---|
| January 2019 | $68.18 | $136.36 | $681.80 | $1,363.60 | Earning | Jan 2049 |
| February 2019 | $67.98 | $135.96 | $679.80 | $1,359.60 | Earning | Feb 2049 |
| March 2019 | $67.76 | $135.52 | $677.60 | $1,355.20 | Earning | Mar 2049 |
| April 2019 | $67.54 | $135.08 | $675.40 | $1,350.80 | Earning | Apr 2049 |
| May 2019 | $67.66 | $135.32 | $676.60 | $1,353.20 | Earning | May 2049 |
| June 2019 | $67.46 | $134.92 | $674.60 | $1,349.20 | Earning | Jun 2049 |
| July 2019 | $67.24 | $134.48 | $672.40 | $1,344.80 | Earning | Jul 2049 |
| August 2019 | $67.02 | $134.04 | $670.20 | $1,340.40 | Earning | Aug 2049 |
| September 2019 | $66.82 | $133.64 | $668.20 | $1,336.40 | Earning | Sep 2049 |
| October 2019 | $66.60 | $133.20 | $666.00 | $1,332.00 | Earning | Oct 2049 |
| November 2019 | $65.70 | $131.40 | $657.00 | $1,314.00 | Earning | Nov 2049 |
| December 2019 | $65.50 | $131.00 | $655.00 | $1,310.00 | Earning | Dec 2049 |
Values as of October 2026. Other face values are proportional: a $200 bond is worth twice the $100 value. Click a month to open it in the calculator.
Check your exact bond
Value your 2019 bond
How the value has grown
Questions about 2019 Series I bonds
How much is a $100 Series I bond from 2019 worth?
As of October 2026, a $100 Series I bond issued in 2019 is worth $131.00 to $136.36, depending on the month it was issued. It cost $100.00 new.
What interest rate do 2019 I bonds earn?
Each I bond keeps the fixed rate it was issued with (Jan–Oct 2019: 0.50%; Nov–Dec 2019: 0.20%) plus the current inflation rate, which resets every six months. Source: U.S. Treasury Fiscal Data.
Do 2019 Series I bonds still earn interest?
Yes. They earn interest for 30 years from the issue date.
Is the value before tax?
Yes. Savings bond interest is subject to federal income tax but not state or local income tax.
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