These bonds are still earning interest until 30 years after issue (Jan 2040 for January 2010 bonds). You can cash them any time, or keep them growing. How to cash a bond
Key facts about 2010 Series I bonds
- A $100 bond issued January 2010 is now worth 1.6 times its $100.00 purchase price.
- Over the past 12 months a $100 January 2010 bond grew from $157.40 to $162.84 (+$5.44, 3.5%).
- It keeps earning for about 13 more years, until Jan 2040.
- Fixed rate (set at purchase, never changes): Jan–Apr 2010: 0.30%; May–Oct 2010: 0.20%; Nov–Dec 2010: 0.00%.
- Composite rate in the 6-month period starting May 2026 (by issue month): Jan–Apr: 3.65%; May–Oct: 3.54%; Nov–Dec: 3.34%.
Value by issue month
| Issue month | $50 bond | $100 bond | $500 bond | $1,000 bond | Status | Final maturity |
|---|---|---|---|---|---|---|
| January 2010 | $81.42 | $162.84 | $814.20 | $1,628.40 | Earning | Jan 2040 |
| February 2010 | $81.16 | $162.32 | $811.60 | $1,623.20 | Earning | Feb 2040 |
| March 2010 | $80.92 | $161.84 | $809.20 | $1,618.40 | Earning | Mar 2040 |
| April 2010 | $80.68 | $161.36 | $806.80 | $1,613.60 | Earning | Apr 2040 |
| May 2010 | $79.38 | $158.76 | $793.80 | $1,587.60 | Earning | May 2040 |
| June 2010 | $79.14 | $158.28 | $791.40 | $1,582.80 | Earning | Jun 2040 |
| July 2010 | $78.90 | $157.80 | $789.00 | $1,578.00 | Earning | Jul 2040 |
| August 2010 | $78.68 | $157.36 | $786.80 | $1,573.60 | Earning | Aug 2040 |
| September 2010 | $78.44 | $156.88 | $784.40 | $1,568.80 | Earning | Sep 2040 |
| October 2010 | $78.22 | $156.44 | $782.20 | $1,564.40 | Earning | Oct 2040 |
| November 2010 | $76.28 | $152.56 | $762.80 | $1,525.60 | Earning | Nov 2040 |
| December 2010 | $76.08 | $152.16 | $760.80 | $1,521.60 | Earning | Dec 2040 |
Values as of October 2026. Other face values are proportional: a $200 bond is worth twice the $100 value. Click a month to open it in the calculator.
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Value your 2010 bond
How the value has grown
Questions about 2010 Series I bonds
How much is a $100 Series I bond from 2010 worth?
As of October 2026, a $100 Series I bond issued in 2010 is worth $152.16 to $162.84, depending on the month it was issued. It cost $100.00 new.
What interest rate do 2010 I bonds earn?
Each I bond keeps the fixed rate it was issued with (Jan–Apr 2010: 0.30%; May–Oct 2010: 0.20%; Nov–Dec 2010: 0.00%) plus the current inflation rate, which resets every six months. Source: U.S. Treasury Fiscal Data.
Do 2010 Series I bonds still earn interest?
Yes. They earn interest for 30 years from the issue date.
Is the value before tax?
Yes. Savings bond interest is subject to federal income tax but not state or local income tax.
All Series I values by year · Found old savings bonds? What to do