These bonds are still earning interest until 30 years after issue (Jan 2037 for January 2007 bonds). You can cash them any time, or keep them growing. How to cash a bond
Key facts about 2007 Series I bonds
- A $100 bond issued January 2007 is now worth 2.2 times its $100.00 purchase price.
- Over the past 12 months a $100 January 2007 bond grew from $211.40 to $221.08 (+$9.68, 4.6%).
- It keeps earning for about 10 more years, until Jan 2037.
- Fixed rate (set at purchase, never changes): Jan–Apr 2007: 1.40%; May–Oct 2007: 1.30%; Nov–Dec 2007: 1.20%.
- Composite rate in the 6-month period starting May 2026 (by issue month): Jan–Apr: 4.76%; May–Oct: 4.66%; Nov–Dec: 4.56%.
Value by issue month
| Issue month | $50 bond | $100 bond | $500 bond | $1,000 bond | Status | Final maturity |
|---|---|---|---|---|---|---|
| January 2007 | $110.54 | $221.08 | $1,105.40 | $2,210.80 | Earning | Jan 2037 |
| February 2007 | $110.10 | $220.20 | $1,101.00 | $2,202.00 | Earning | Feb 2037 |
| March 2007 | $109.66 | $219.32 | $1,096.60 | $2,193.20 | Earning | Mar 2037 |
| April 2007 | $109.24 | $218.48 | $1,092.40 | $2,184.80 | Earning | Apr 2037 |
| May 2007 | $106.84 | $213.68 | $1,068.40 | $2,136.80 | Earning | May 2037 |
| June 2007 | $106.42 | $212.84 | $1,064.20 | $2,128.40 | Earning | Jun 2037 |
| July 2007 | $106.02 | $212.04 | $1,060.20 | $2,120.40 | Earning | Jul 2037 |
| August 2007 | $105.60 | $211.20 | $1,056.00 | $2,112.00 | Earning | Aug 2037 |
| September 2007 | $105.20 | $210.40 | $1,052.00 | $2,104.00 | Earning | Sep 2037 |
| October 2007 | $104.80 | $209.60 | $1,048.00 | $2,096.00 | Earning | Oct 2037 |
| November 2007 | $103.04 | $206.08 | $1,030.40 | $2,060.80 | Earning | Nov 2037 |
| December 2007 | $102.66 | $205.32 | $1,026.60 | $2,053.20 | Earning | Dec 2037 |
Values as of October 2026. Other face values are proportional: a $200 bond is worth twice the $100 value. Click a month to open it in the calculator.
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Value your 2007 bond
How the value has grown
Questions about 2007 Series I bonds
How much is a $100 Series I bond from 2007 worth?
As of October 2026, a $100 Series I bond issued in 2007 is worth $205.32 to $221.08, depending on the month it was issued. It cost $100.00 new.
What interest rate do 2007 I bonds earn?
Each I bond keeps the fixed rate it was issued with (Jan–Apr 2007: 1.40%; May–Oct 2007: 1.30%; Nov–Dec 2007: 1.20%) plus the current inflation rate, which resets every six months. Source: U.S. Treasury Fiscal Data.
Do 2007 Series I bonds still earn interest?
Yes. They earn interest for 30 years from the issue date.
Is the value before tax?
Yes. Savings bond interest is subject to federal income tax but not state or local income tax.
All Series I values by year · Found old savings bonds? What to do