These bonds are still earning interest until 30 years after issue (Jan 2033 for January 2003 bonds). You can cash them any time, or keep them growing. How to cash a bond
Key facts about 2003 Series EE bonds
- A $100 bond issued January 2003 is now worth 2.3 times its $50.00 purchase price.
- Over the past 12 months a $100 January 2003 bond grew from $113.44 to $117.48 (+$4.04, 3.6%).
- It keeps earning for about 6 more years, until Jan 2033.
- It first became worth its $100 face value in Jan 2020, 17 years after it was issued.
Value by issue month
| Issue month | $50 bond | $100 bond | $500 bond | $1,000 bond | Status | Final maturity |
|---|---|---|---|---|---|---|
| January 2003 | $58.74 | $117.48 | $587.40 | $1,174.80 | Earning | Jan 2033 |
| February 2003 | $58.56 | $117.12 | $585.60 | $1,171.20 | Earning | Feb 2033 |
| March 2003 | $58.40 | $116.80 | $584.00 | $1,168.00 | Earning | Mar 2033 |
| April 2003 | $58.24 | $116.48 | $582.40 | $1,164.80 | Earning | Apr 2033 |
| May 2003 | $58.62 | $117.24 | $586.20 | $1,172.40 | Earning | May 2033 |
| June 2003 | $56.34 | $112.68 | $563.40 | $1,126.80 | Earning | Jun 2033 |
| July 2003 | $56.20 | $112.40 | $562.00 | $1,124.00 | Earning | Jul 2033 |
| August 2003 | $56.04 | $112.08 | $560.40 | $1,120.80 | Earning | Aug 2033 |
| September 2003 | $55.88 | $111.76 | $558.80 | $1,117.60 | Earning | Sep 2033 |
| October 2003 | $55.72 | $111.44 | $557.20 | $1,114.40 | Earning | Oct 2033 |
| November 2003 | $55.56 | $111.12 | $555.60 | $1,111.20 | Earning | Nov 2033 |
| December 2003 | $55.40 | $110.80 | $554.00 | $1,108.00 | Earning | Dec 2033 |
Values as of October 2026. Other face values are proportional: a $200 bond is worth twice the $100 value. Click a month to open it in the calculator.
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How the value has grown
Questions about 2003 Series EE bonds
How much is a $100 Series EE bond from 2003 worth?
As of October 2026, a $100 Series EE bond issued in 2003 is worth $110.80 to $117.48, depending on the month it was issued. It cost $50.00 new.
Do 2003 Series EE bonds still earn interest?
Yes. They earn interest for 30 years from the issue date.
Is the value before tax?
Yes. Savings bond interest is subject to federal income tax but not state or local income tax.
All Series EE values by year · Found old savings bonds? What to do