These bonds have stopped earning interest. Every Series EE bond issued in 1988 has passed final maturity (from Jan 2018). Holding them longer adds nothing, so most owners cash them. If you haven't reported the interest yet, it was taxable for the year the bond matured. How to cash them · Taxes
Key facts about 1988 Series EE bonds
- A $100 bond issued January 1988 is now worth 4.1 times its $50.00 purchase price.
- It stopped earning interest in Jan 2018 and has been frozen at $207.36 since. Every month it stays uncashed earns nothing.
- It first became worth its $100 face value in Jan 2000, 12 years after it was issued.
Value by issue month
| Issue month | $50 bond | $100 bond | $500 bond | $1,000 bond | Status | Final maturity |
|---|---|---|---|---|---|---|
| January 1988 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Jan 2018 |
| February 1988 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Feb 2018 |
| March 1988 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Mar 2018 |
| April 1988 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Apr 2018 |
| May 1988 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | May 2018 |
| June 1988 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Jun 2018 |
| July 1988 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Jul 2018 |
| August 1988 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Aug 2018 |
| September 1988 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Sep 2018 |
| October 1988 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Oct 2018 |
| November 1988 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Nov 2018 |
| December 1988 | $103.68 | $207.36 | $1,036.80 | $2,073.60 | Stopped earning | Dec 2018 |
Values as of October 2026. Other face values are proportional: a $200 bond is worth twice the $100 value. Click a month to open it in the calculator.
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Questions about 1988 Series EE bonds
How much is a $100 Series EE bond from 1988 worth?
As of October 2026, a $100 Series EE bond issued in 1988 is worth $207.36, depending on the month it was issued. It cost $50.00 new.
Do 1988 Series EE bonds still earn interest?
No. They have all reached final maturity and stopped earning interest.
Is the value before tax?
Yes. Savings bond interest is subject to federal income tax but not state or local income tax.
All Series EE values by year · Found old savings bonds? What to do