These bonds have stopped earning interest. Every Series EE bond issued in 1982 has passed final maturity (from Jan 2012). Holding them longer adds nothing, so most owners cash them. If you haven't reported the interest yet, it was taxable for the year the bond matured. How to cash them · Taxes
Key facts about 1982 Series EE bonds
- A $100 bond issued January 1982 is now worth 5.9 times its $50.00 purchase price.
- It stopped earning interest in Jan 2012 and has been frozen at $293.80 since. Every month it stays uncashed earns nothing.
- It was already worth more than its $100 face value when Treasury's records begin (May 1992).
Value by issue month
| Issue month | $50 bond | $100 bond | $500 bond | $1,000 bond | Status | Final maturity |
|---|---|---|---|---|---|---|
| January 1982 | $146.90 | $293.80 | $1,469.00 | $2,938.00 | Stopped earning | Jan 2012 |
| February 1982 | $146.90 | $293.80 | $1,469.00 | $2,938.00 | Stopped earning | Feb 2012 |
| March 1982 | $146.90 | $293.80 | $1,469.00 | $2,938.00 | Stopped earning | Mar 2012 |
| April 1982 | $146.90 | $293.80 | $1,469.00 | $2,938.00 | Stopped earning | Apr 2012 |
| May 1982 | $146.90 | $293.80 | $1,469.00 | $2,938.00 | Stopped earning | May 2012 |
| June 1982 | $146.90 | $293.80 | $1,469.00 | $2,938.00 | Stopped earning | Jun 2012 |
| July 1982 | $146.90 | $293.80 | $1,469.00 | $2,938.00 | Stopped earning | Jul 2012 |
| August 1982 | $146.90 | $293.80 | $1,469.00 | $2,938.00 | Stopped earning | Aug 2012 |
| September 1982 | $146.90 | $293.80 | $1,469.00 | $2,938.00 | Stopped earning | Sep 2012 |
| October 1982 | $146.90 | $293.80 | $1,469.00 | $2,938.00 | Stopped earning | Oct 2012 |
| November 1982 | $140.16 | $280.32 | $1,401.60 | $2,803.20 | Stopped earning | Nov 2012 |
| December 1982 | $140.16 | $280.32 | $1,401.60 | $2,803.20 | Stopped earning | Dec 2012 |
Values as of October 2026. Other face values are proportional: a $200 bond is worth twice the $100 value. Click a month to open it in the calculator.
Check your exact bond
Value your 1982 bond
How the value has grown
Questions about 1982 Series EE bonds
How much is a $100 Series EE bond from 1982 worth?
As of October 2026, a $100 Series EE bond issued in 1982 is worth $280.32 to $293.80, depending on the month it was issued. It cost $50.00 new.
Do 1982 Series EE bonds still earn interest?
No. They have all reached final maturity and stopped earning interest.
Is the value before tax?
Yes. Savings bond interest is subject to federal income tax but not state or local income tax.
All Series EE values by year · Found old savings bonds? What to do