These bonds have stopped earning interest. Every Series E bond issued in 1974 has passed final maturity (from Jan 2004). Holding them longer adds nothing, so most owners cash them. If you haven't reported the interest yet, it was taxable for the year the bond matured. How to cash them · Taxes
Key facts about 1974 Series E bonds
- A $100 bond issued December 1974 is now worth 7.0 times its $75.00 purchase price.
- It stopped earning interest in Jan 2004 and has been frozen at $513.92 since. Every month it stays uncashed earns nothing.
- It was already worth more than its $100 face value when Treasury's records begin (May 1992).
Value by issue month
| Issue month | $25 bond | $50 bond | $100 bond | $1,000 bond | Status | Final maturity |
|---|---|---|---|---|---|---|
| January 1974 | $128.48 | $256.96 | $513.92 | $5,139.20 | Stopped earning | Jan 2004 |
| February 1974 | $128.48 | $256.96 | $513.92 | $5,139.20 | Stopped earning | Feb 2004 |
| March 1974 | $128.48 | $256.96 | $513.92 | $5,139.20 | Stopped earning | Mar 2004 |
| April 1974 | $128.48 | $256.96 | $513.92 | $5,139.20 | Stopped earning | Apr 2004 |
| May 1974 | $129.71 | $259.42 | $518.84 | $5,188.40 | Stopped earning | May 2004 |
| June 1974 | $130.02 | $260.04 | $520.08 | $5,200.80 | Stopped earning | Jun 2004 |
| July 1974 | $130.02 | $260.04 | $520.08 | $5,200.80 | Stopped earning | Jul 2004 |
| August 1974 | $130.02 | $260.04 | $520.08 | $5,200.80 | Stopped earning | Aug 2004 |
| September 1974 | $130.02 | $260.04 | $520.08 | $5,200.80 | Stopped earning | Sep 2004 |
| October 1974 | $130.02 | $260.04 | $520.08 | $5,200.80 | Stopped earning | Oct 2004 |
| November 1974 | $131.26 | $262.52 | $525.04 | $5,250.40 | Stopped earning | Nov 2004 |
| December 1974 | $131.59 | $263.18 | $526.36 | $5,263.60 | Stopped earning | Dec 2004 |
Values as of October 2026. Other face values are proportional: a $200 bond is worth twice the $100 value. Click a month to open it in the calculator.
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Questions about 1974 Series E bonds
How much is a $100 Series E bond from 1974 worth?
As of October 2026, a $100 Series E bond issued in 1974 is worth $513.92 to $526.36, depending on the month it was issued. It cost $75.00 new.
Do 1974 Series E bonds still earn interest?
No. They have all reached final maturity and stopped earning interest.
Is the value before tax?
Yes. Savings bond interest is subject to federal income tax but not state or local income tax.
All Series E values by year · Found old savings bonds? What to do