These bonds have stopped earning interest. Every Series E bond issued in 1972 has passed final maturity (from Jan 2002). Holding them longer adds nothing, so most owners cash them. If you haven't reported the interest yet, it was taxable for the year the bond matured. How to cash them · Taxes
Key facts about 1972 Series E bonds
- A $100 bond issued December 1972 is now worth 6.8 times its $75.00 purchase price.
- It stopped earning interest in Jan 2002 and has been frozen at $503.52 since. Every month it stays uncashed earns nothing.
- It was already worth more than its $100 face value when Treasury's records begin (May 1992).
Value by issue month
| Issue month | $25 bond | $50 bond | $100 bond | $1,000 bond | Status | Final maturity |
|---|---|---|---|---|---|---|
| January 1972 | $125.88 | $251.76 | $503.52 | $5,035.20 | Stopped earning | Jan 2002 |
| February 1972 | $126.17 | $252.34 | $504.68 | $5,046.80 | Stopped earning | Feb 2002 |
| March 1972 | $126.19 | $252.38 | $504.76 | $5,047.60 | Stopped earning | Mar 2002 |
| April 1972 | $126.19 | $252.38 | $504.76 | $5,047.60 | Stopped earning | Apr 2002 |
| May 1972 | $126.19 | $252.38 | $504.76 | $5,047.60 | Stopped earning | May 2002 |
| June 1972 | $126.54 | $253.08 | $506.16 | $5,061.60 | Stopped earning | Jun 2002 |
| July 1972 | $127.77 | $255.54 | $511.08 | $5,110.80 | Stopped earning | Jul 2002 |
| August 1972 | $128.05 | $256.10 | $512.20 | $5,122.00 | Stopped earning | Aug 2002 |
| September 1972 | $128.05 | $256.10 | $512.20 | $5,122.00 | Stopped earning | Sep 2002 |
| October 1972 | $128.05 | $256.10 | $512.20 | $5,122.00 | Stopped earning | Oct 2002 |
| November 1972 | $128.05 | $256.10 | $512.20 | $5,122.00 | Stopped earning | Nov 2002 |
| December 1972 | $128.33 | $256.66 | $513.32 | $5,133.20 | Stopped earning | Dec 2002 |
Values as of October 2026. Other face values are proportional: a $200 bond is worth twice the $100 value. Click a month to open it in the calculator.
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Questions about 1972 Series E bonds
How much is a $100 Series E bond from 1972 worth?
As of October 2026, a $100 Series E bond issued in 1972 is worth $503.52 to $513.32, depending on the month it was issued. It cost $75.00 new.
Do 1972 Series E bonds still earn interest?
No. They have all reached final maturity and stopped earning interest.
Is the value before tax?
Yes. Savings bond interest is subject to federal income tax but not state or local income tax.
All Series E values by year · Found old savings bonds? What to do