These bonds have stopped earning interest. Every Series E bond issued in 1954 has passed final maturity (from Jan 1994). Holding them longer adds nothing, so most owners cash them. If you haven't reported the interest yet, it was taxable for the year the bond matured. How to cash them · Taxes
Key facts about 1954 Series E bonds
- A $100 bond issued December 1954 is now worth 9.5 times its $75.00 purchase price.
- It stopped earning interest in Jan 1994 and has been frozen at $675.44 since. Every month it stays uncashed earns nothing.
- It was already worth more than its $100 face value when Treasury's records begin (May 1992).
Value by issue month
| Issue month | $25 bond | $50 bond | $100 bond | $1,000 bond | Status | Final maturity |
|---|---|---|---|---|---|---|
| January 1954 | $168.86 | $337.72 | $675.44 | $6,754.40 | Stopped earning | Jan 1994 |
| February 1954 | $168.86 | $337.72 | $675.44 | $6,754.40 | Stopped earning | Feb 1994 |
| March 1954 | $170.51 | $341.02 | $682.04 | $6,820.40 | Stopped earning | Mar 1994 |
| April 1954 | $172.69 | $345.38 | $690.76 | $6,907.60 | Stopped earning | Apr 1994 |
| May 1954 | $172.69 | $345.38 | $690.76 | $6,907.60 | Stopped earning | May 1994 |
| June 1954 | $173.12 | $346.24 | $692.48 | $6,924.80 | Stopped earning | Jun 1994 |
| July 1954 | $173.12 | $346.24 | $692.48 | $6,924.80 | Stopped earning | Jul 1994 |
| August 1954 | $173.12 | $346.24 | $692.48 | $6,924.80 | Stopped earning | Aug 1994 |
| September 1954 | $174.81 | $349.62 | $699.24 | $6,992.40 | Stopped earning | Sep 1994 |
| October 1954 | $177.16 | $354.32 | $708.64 | $7,086.40 | Stopped earning | Oct 1994 |
| November 1954 | $177.17 | $354.34 | $708.68 | $7,086.80 | Stopped earning | Nov 1994 |
| December 1954 | $177.53 | $355.06 | $710.12 | $7,101.20 | Stopped earning | Dec 1994 |
Values as of October 2026. Other face values are proportional: a $200 bond is worth twice the $100 value. Click a month to open it in the calculator.
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Questions about 1954 Series E bonds
How much is a $100 Series E bond from 1954 worth?
As of October 2026, a $100 Series E bond issued in 1954 is worth $675.44 to $710.12, depending on the month it was issued. It cost $75.00 new.
Do 1954 Series E bonds still earn interest?
No. They have all reached final maturity and stopped earning interest.
Is the value before tax?
Yes. Savings bond interest is subject to federal income tax but not state or local income tax.
All Series E values by year · Found old savings bonds? What to do