These bonds have stopped earning interest. Every Series E bond issued in 1949 has passed final maturity (from Jan 1989). Holding them longer adds nothing, so most owners cash them. If you haven't reported the interest yet, it was taxable for the year the bond matured. How to cash them · Taxes
Key facts about 1949 Series E bonds
- A $100 bond issued December 1949 is now worth 7.8 times its $75.00 purchase price.
- It stopped earning interest in Jan 1989 and has been frozen at $546.76 since. Every month it stays uncashed earns nothing.
- It was already worth more than its $100 face value when Treasury's records begin (May 1992).
Value by issue month
| Issue month | $25 bond | $50 bond | $100 bond | $1,000 bond | Status | Final maturity |
|---|---|---|---|---|---|---|
| January 1949 | $136.69 | $273.38 | $546.76 | $5,467.60 | Stopped earning | Jan 1989 |
| February 1949 | $136.69 | $273.38 | $546.76 | $5,467.60 | Stopped earning | Feb 1989 |
| March 1949 | $136.69 | $273.38 | $546.76 | $5,467.60 | Stopped earning | Mar 1989 |
| April 1949 | $136.69 | $273.38 | $546.76 | $5,467.60 | Stopped earning | Apr 1989 |
| May 1949 | $138.02 | $276.04 | $552.08 | $5,520.80 | Stopped earning | May 1989 |
| June 1949 | $143.83 | $287.66 | $575.32 | $5,753.20 | Stopped earning | Jun 1989 |
| July 1949 | $143.83 | $287.66 | $575.32 | $5,753.20 | Stopped earning | Jul 1989 |
| August 1949 | $143.83 | $287.66 | $575.32 | $5,753.20 | Stopped earning | Aug 1989 |
| September 1949 | $143.83 | $287.66 | $575.32 | $5,753.20 | Stopped earning | Sep 1989 |
| October 1949 | $143.83 | $287.66 | $575.32 | $5,753.20 | Stopped earning | Oct 1989 |
| November 1949 | $145.23 | $290.46 | $580.92 | $5,809.20 | Stopped earning | Nov 1989 |
| December 1949 | $147.06 | $294.12 | $588.24 | $5,882.40 | Stopped earning | Dec 1989 |
Values as of October 2026. Other face values are proportional: a $200 bond is worth twice the $100 value. Click a month to open it in the calculator.
Check your exact bond
Value your 1949 bond
How the value has grown
Questions about 1949 Series E bonds
How much is a $100 Series E bond from 1949 worth?
As of October 2026, a $100 Series E bond issued in 1949 is worth $546.76 to $588.24, depending on the month it was issued. It cost $75.00 new.
Do 1949 Series E bonds still earn interest?
No. They have all reached final maturity and stopped earning interest.
Is the value before tax?
Yes. Savings bond interest is subject to federal income tax but not state or local income tax.
All Series E values by year · Found old savings bonds? What to do