These bonds have stopped earning interest. Every Series E bond issued in 1946 has passed final maturity (from Jan 1986). Holding them longer adds nothing, so most owners cash them. If you haven't reported the interest yet, it was taxable for the year the bond matured. How to cash them · Taxes
Key facts about 1946 Series E bonds
- A $100 bond issued December 1946 is now worth 6.6 times its $75.00 purchase price.
- It stopped earning interest in Jan 1986 and has been frozen at $469.12 since. Every month it stays uncashed earns nothing.
- It was already worth more than its $100 face value when Treasury's records begin (May 1992).
Value by issue month
| Issue month | $25 bond | $50 bond | $100 bond | $1,000 bond | Status | Final maturity |
|---|---|---|---|---|---|---|
| January 1946 | $117.28 | $234.56 | $469.12 | $4,691.20 | Stopped earning | Jan 1986 |
| February 1946 | $117.28 | $234.56 | $469.12 | $4,691.20 | Stopped earning | Feb 1986 |
| March 1946 | $117.28 | $234.56 | $469.12 | $4,691.20 | Stopped earning | Mar 1986 |
| April 1946 | $117.28 | $234.56 | $469.12 | $4,691.20 | Stopped earning | Apr 1986 |
| May 1946 | $118.41 | $236.82 | $473.64 | $4,736.40 | Stopped earning | May 1986 |
| June 1946 | $120.25 | $240.50 | $481.00 | $4,810.00 | Stopped earning | Jun 1986 |
| July 1946 | $120.25 | $240.50 | $481.00 | $4,810.00 | Stopped earning | Jul 1986 |
| August 1946 | $120.25 | $240.50 | $481.00 | $4,810.00 | Stopped earning | Aug 1986 |
| September 1946 | $120.25 | $240.50 | $481.00 | $4,810.00 | Stopped earning | Sep 1986 |
| October 1946 | $120.25 | $240.50 | $481.00 | $4,810.00 | Stopped earning | Oct 1986 |
| November 1946 | $121.42 | $242.84 | $485.68 | $4,856.80 | Stopped earning | Nov 1986 |
| December 1946 | $123.38 | $246.76 | $493.52 | $4,935.20 | Stopped earning | Dec 1986 |
Values as of October 2026. Other face values are proportional: a $200 bond is worth twice the $100 value. Click a month to open it in the calculator.
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Questions about 1946 Series E bonds
How much is a $100 Series E bond from 1946 worth?
As of October 2026, a $100 Series E bond issued in 1946 is worth $469.12 to $493.52, depending on the month it was issued. It cost $75.00 new.
Do 1946 Series E bonds still earn interest?
No. They have all reached final maturity and stopped earning interest.
Is the value before tax?
Yes. Savings bond interest is subject to federal income tax but not state or local income tax.
All Series E values by year · Found old savings bonds? What to do