These bonds have stopped earning interest. Every Savings Note issued in 1970 has passed final maturity (from Jan 2000). Holding them longer adds nothing, so most owners cash them. If you haven't reported the interest yet, it was taxable for the year the bond matured. How to cash them · Taxes
Key facts about 1970 Savings Note notes
- A $25 note issued June 1970 is now worth 6.8 times its $20.25 purchase price.
- It stopped earning interest in Jan 2000 and has been frozen at $136.71 since. Every month it stays uncashed earns nothing.
- It was already worth more than its $25 face value when Treasury's records begin (May 1992).
Value by issue month
| Issue month | $25 bond | $50 bond | $75 bond | $100 bond | Status | Final maturity |
|---|---|---|---|---|---|---|
| January 1970 | $136.71 | $273.42 | $410.13 | $546.84 | Stopped earning | Jan 2000 |
| February 1970 | $136.71 | $273.42 | $410.13 | $546.84 | Stopped earning | Feb 2000 |
| March 1970 | $136.71 | $273.42 | $410.13 | $546.84 | Stopped earning | Mar 2000 |
| April 1970 | $136.71 | $273.42 | $410.13 | $546.84 | Stopped earning | Apr 2000 |
| May 1970 | $138.04 | $276.08 | $414.12 | $552.16 | Stopped earning | May 2000 |
| June 1970 | $138.70 | $277.40 | $416.10 | $554.80 | Stopped earning | Jun 2000 |
| July 1970 | $138.70 | $277.40 | $416.10 | $554.80 | Stopped earning | Jul 2000 |
| August 1970 | $138.70 | $277.40 | $416.10 | $554.80 | Stopped earning | Aug 2000 |
| September 1970 | $138.70 | $277.40 | $416.10 | $554.80 | Stopped earning | Sep 2000 |
| October 1970 | $138.70 | $277.40 | $416.10 | $554.80 | Stopped earning | Oct 2000 |
Values as of October 2026. Other face values are proportional: a $200 bond is worth twice the $100 value. Click a month to open it in the calculator.
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Questions about 1970 Savings Note bonds
How much is a $25 Savings Note from 1970 worth?
As of October 2026, a $25 Savings Note issued in 1970 is worth $136.71 to $138.70, depending on the month it was issued. It cost $20.25 new.
Do 1970 Savings Note bonds still earn interest?
No. They have all reached final maturity and stopped earning interest.
Is the value before tax?
Yes. Savings bond interest is subject to federal income tax but not state or local income tax.
All Savings Note values by year · Found old savings bonds? What to do